After a hail or windstorm, Overcash Siding inspects your siding, documents the damage for your insurance claim, and repairs or replaces the affected walls so your home is weather-tight again. We work storm-damage jobs across the Madison area and help homeowners navigate the claim process with clear documentation.
Wisconsin summers bring hail and straight-line winds that crack, dent, and tear siding — often on just one or two exposures facing the storm. Hail damage is not always obvious from the ground: it shows up as cracks, chips, and impact marks that let water in and void some manufacturer warranties. Wind can loosen or peel whole sections in minutes.
Because storm damage is frequently covered by homeowners insurance, the documentation matters as much as the repair. We photograph and note the damage thoroughly so you have what you need for a claim, and we make the wall weather-tight quickly to prevent further water intrusion while the claim is processed.
Signs of Storm and Hail Damage to Siding
- Cracks, chips, or dents in panels after a hailstorm
- Loose, missing, or peeled-back sections after high winds
- Holes or punctures from debris impact
- Damage concentrated on the storm-facing walls (often west or south)
- Cracked or dislodged trim, soffit, or fascia
How We Help With Insurance Claims
We are the contractor, not your insurer, so we cannot approve a claim — but we can make it far easier. We perform a thorough storm inspection, document damage with photos and notes, and provide a detailed written estimate you can submit to your carrier. If an adjuster inspects the home, we can meet them to point out damage that is easy to miss from the ground.
We do not inflate scope or chase claims that are not real. If your siding took storm damage, we help you get it made right; if it did not, we tell you that too.
Emergency Weather-Tight Measures
When a storm opens up a wall, the priority is stopping water before it reaches the framing and insulation. We can secure the affected area quickly to keep your home dry while the claim and full repair are scheduled, then return to complete a permanent, matched repair or replacement.
Our Process
- 1
Storm Inspection
We inspect all exposures for hail and wind damage, including the trim, soffit, and fascia.
- 2
Documentation
We photograph and document the damage and provide a detailed written estimate for your claim.
- 3
Weather-Tight First
If needed, we secure open areas to prevent further water intrusion.
- 4
Repair or Replace
We complete the approved scope, matching materials so the repair blends in.
Storm Damage Repair: Cost and Coverage Factors
Storm repairs are often insurance-driven. These factors affect both the scope and how a claim may play out — we do not fabricate coverage promises.
- Extent & location of damage
- A single hail-hit wall costs less than damage across multiple exposures.
- Repair vs. replacement
- When matching panels are unavailable, a full wall or home replacement may be required.
- Your policy & deductible
- Coverage, deductible, and whether the policy pays replacement cost vs. actual cash value affect your out-of-pocket cost.
- Material match
- Discontinued colors or profiles can require replacing more than the damaged area.